Reduce overpayments. Strengthen subrogation. Improve claim accuracy.

Our Desk Review Audits go beyond surface-level evaluations. Each file is thoroughly reviewed by a licensed expert who identifies inflated labor charges, unrelated operations, non-OEM parts misapplications, and unnecessary repairs. We include line-by-line justifications and clear rebuttal language—giving you the confidence to push back and save on indemnity.

✅ Ideal for carriers, TPAs, and self-insured fleets seeking to reduce claim leakage and ensure accurate settlements.

Protecting Your Interests with Proven Accuracy

Whether you need a diminished value report created from scratch or want an existing one reviewed, we provide expert-level analysis that stands up to scrutiny. Our team uses a proprietary accounting methodology backed by:

• Established case law

• State-specific statutes

• Market-supported depreciation models

Our reports are written to be clear, defensible, and jurisdiction-compliant, ensuring you’re not undervaluing losses — or overpaying on inflated demands. We specialize in both first-party and third-party DV claims, delivering the documentation you need to support fair and accurate settlements.

Don’t settle on guesswork — settle with confidence.

Fast, Accurate, Subrogation-Ready Damage Estimates

Our photo estimating service is built for speed, accuracy, and simplicity — delivering high-quality, professional appraisals from images alone.

Whether you're handling a collision, fender bender, or minor impact claim, we provide:

• Line-by-line, subrogation-ready estimates

• OEM labor times and repair procedures

• Same-day or next-day turnaround

• State-specific tax and labor rate compliance

• Clear documentation to support recovery and resolution

Just upload your photos, claim number, and vehicle information — we’ll handle the rest. Our appraisals are written with the same precision you’d expect from a physical shop, without the delay.

Faster files. Stronger settlements. Zero shop wait times.

Expert Review and Negotiation for Complex Claim Types

Hybrid Claims offers detailed audits and reviews for high-risk, often inflated or poorly understood claim categories. These specialty files demand more than standard adjusting — they demand experience, precision, and advocacy.

We specialize in:

Towing & Storage Invoice Audits

• Identify overcharges, double billing, unauthorized fees

• Review labor and equipment line-by-line

• Negotiate unjustified storage and administrative add-ons

Motorcycle Damage Appraisals

• Apply model-specific labor and repair procedures

• Validate parts pricing using OEM sources

• Account for custom modifications or aftermarket components

Property Damage Estimates

• Fence, landscape, pole, and structural damage assessments

• Photo-based scope with accurate labor, materials, and equipment rates

• Written to align with regional cost databases and real-world repair scenarios

Every specialty audit includes a supporting summary and recommendations for reduction or denial, helping you avoid overpayment and improve negotiation outcomes.

Protect your budget and improve claim outcomes — one specialty file at a time.