A total loss position grounded in market evidence.
Comparable vehicles, condition, mileage, equipment and claim-specific factors come together in a transparent valuation methodology.
Total Loss Valuations
A defensible total loss valuation depends on more than a guidebook number. Hybrid reviews available comparables and adjusts for material differences in mileage, equipment, condition and market context.
Where relevant, the team also reviews state-specific total-loss thresholds, valuation disputes and salvage-related considerations.
What we review
Each assignment is evaluated according to the loss facts, available records and scope of service.
- Comparable vehicle research and review
- Mileage, equipment and condition adjustments
- Model, trim and configuration verification
- Total-loss threshold context where applicable
- Valuation challenges, rebuttal support and salvage context
Questions claims teams commonly ask
Direct answers about the process and the type of support Hybrid provides.
Does Hybrid determine coverage or legal total-loss status?
Hybrid supplies valuation and technical analysis. Final coverage and legal determinations remain with the responsible claims professional.
Can you value commercial trucks?
Yes, subject to the availability and quality of appropriate commercial-market comparables.
Are taxes and fees included?
Treatment varies by state, policy and claim context; we identify relevant components when the assignment calls for them.
Related capabilities
A coordinated set of services can help reduce handoffs when a file spans multiple issues.
Desk Reviews & Claims Auditing
Repair methodology, labor, parts, supplements and supported costs.
Explore service →Photo Appraisals
Professional photo-based estimating for commercial and passenger vehicles.
Explore service →Diminished Value
State-aware assessments and technical rebuttals grounded in loss facts.
Explore service →